Ruben Garcia - Banner Bank Residential Loan Officer

Ben proudly serves clients in the Kennewick, WA area. Ben has 20 years of experience as a Senior Home Lending Advisor and specializes in pre-qualification, lending to self-employed clients, low-to-moderate income lending programs, vacation home financing, FHA and VA mortgages, and first-time homebuyer programs. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, Ben is here to help you find the right mortgage to fit your needs. Starting with a review of your finances, Ben can help you get a clear picture of what might work best for you. Ben will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, Ben wants to ensure that you have a positive home lending experience.

AgWest Farm Credit (formerly Northwest Farm Credit Services) is a member-owned financial cooperative that provides financing and related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners and crop insurance customers in a seven-state territory in the Western United States. AgWest is part of the 100+ year-old Farm Credit System – the leading provider of credit to American agriculture. AgWest champions the growth and advancement of agriculture, the value of rural communities, and the vital contribution our customers make to the economy and society. We serve customers in 59 locations throughout the West."

Home Loans