Kristine Arbogast Loan Officer with TowneBank Mortgage

Mortgage Loan Officer with TowneBank Mortgage. NMLS ID #: 182553.

With over 12 years of experience in the real estate and mortgage industries, Kaitlyn has a vast knowledge of all the steps involved in home buying, and the ability to simplify that process. Kaitlyn is dedicated to helping her clients find the best home financing solution for their individual needs, and strives to make the experience feel thoughtful and personal for everyone. As a Richmond native, Kaitlyn understands the local housing market, which serves as an asset as well. She also understands the importance of having the lines of communication open constantly, and is always accessible to her clients and partners. In her free time, she enjoys reading, running, running, and enjoying Richmond's festivals, food and music. NMLS ID #: 556548.

Nate Smith, a seasoned mortgage loan officer with over 25 years of experience, brings a wealth of knowledge and a relatable approach to the Richmond area. His passion for helping clients achieve homeownership extends beyond the transaction, fostering long-lasting relationships built on clear communication and trust. Nate's expertise caters to a wide range of borrowers, from first-time homebuyers navigating the process for the first time to experienced investors seeking financing for their next venture. He takes pride in educating his clients, ensuring they understand every step involved in securing a mortgage. Mortgage Loan Officer with Towne First Mortgage. NMLS ID #: 269067.