Frank Jennings

Howard joined TowneBank in 2022 and offers over 20 years of financial industry experience. As a commercial lender, he excels at building relationships with business members by providing tailored financial solutions. He enjoys connecting with local entrepreneurs to understand their goals and see them succeed in their industry and community. Howard received his bachelor's degree in business administration with a concentration in finance from the University of Richmond's Robins School of Business. He is also a graduate of the Virginia Bankers School of Bank Management. "I enjoy helping local businesses succeed by providing the financial support they need to grow and thrive."

Alex Raney is a Private Wealth Advisor with Towne Trust Company. He is responsible for developing and managing select member relationships by collaborating with a team of highly experienced subject matter experts to deliver comprehensive services, including wealth planning and management, tax planning, investments, retirement solutions, and trust services. Alex ensures exceptional execution and a superior member experience across all aspects of wealth management. With more than 20 years of banking experience, Alex brings a strong background in lending and private bank credit solutions. Prior to joining Towne Trust Company, he served as a Private Mortgage Bank Branch Manager at a national bank, leading teams throughout Virginia and North Carolina. He holds multiple securities licenses, as well as Life, Health, Medicare, and Long-Term Care Insurance licenses, and is currently pursuing his CFP® designation.

Chonise has over twenty years of experience in the financial services industry. She joined TowneBank in 2021 as an Inside Treasury Sales Officer for the Virginia and North Carolina Outer Banks markets. Chonise partners with bankers to bring Treasury Services to small business members. An expert in her industry, she can help small business owners understand the value of cash management services to include expediting payments, collections, and the importance of fraud prevention. Chonise has a BA in Business Management, as well as, an Associate’s degree focused on Legal Assisting. She is active in her community as a regular volunteer for Habitat for Humanity, United Way of South Hampton Roads, and The Children’s Hospital of the Kings Daughters. “I am passionate about developing and growing strong partnerships with my peers, business members, and volunteering in the local the community.”