Atlantic Bay Mortgage Group - Cara Erickson

Kip Painter leads ONE Presidential Mortgage's Richmond market with over 20 years of experience. He's driven by building meaningful relationships, supporting his community, and helping clients achieve their homeownership goals. Kip believes the mortgage process is about people, not just numbers, and is known for his trust, connection, and results. Outside of work, he stays busy with his wife and three children at track meets, beach days, church activities, and family fitness. Their golden doodles, Luna and Indy, are always along for the fun. Kip brings dedication and integrity to every relationship. Presidential Bank Mortgage Company NMLS 421593 EHL

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Virginia Beach, VA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #119913 | Branch NMLS #2504963

Get quick and accurate financial advice when you’re buying, selling, refinancing, or building your dream home. Our goal is to assist you make the right choice for you and your family, and we are committed to providing you customer service that exceeds your expectation.