PenFed Credit Union

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701 W Central Texas Expy
Harker Heights, TX 76548
PenFed serves military and non-military personnel alike, offering market-leading certificates, checking, credit cards, personal loans, mortgages, auto loans, student loans, and a wide range of other financial services. We exist to educate, encourage, and to usher our member's dreams into reality. Federally insured by NCUA. Equal housing lender.

Reviews

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2.08 reviews
Thomas F.
9/3/2025

I love the bank but they closed my branch in Copperas Cove and now I have to drive to Killeen. To do my banking and deal with a bunch of people I do not know.

Jay G.
3/12/2025

this is the slowest drive thru service that I have encountered. today i was behind only one customer and took 30 minutes to get to me. this is the second time in 2 visits tha this has happen....

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James R.
1/29/2022

Went to get some moohlah and although four outside lanes were open I sat there for twenty minutes with approximately 32 cars in line and not a single one moved. Awful. I backed up before I could...

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Carolyn W.
11/19/2019

My husband and I have been with PenFed for over 20 plus years and we have never had any major problems with this bank. Their customer service is top notch, they have always been courteous,...

Lele S.
10/15/2019

Been with this bank for about 4 months now. Customer service is great, however the app, and the website is WACK. I discovered fraud charges on my card and nowhere on the site is there an option...

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