GENCO Federal Credit Union

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731 N Valley Mills Dr
Waco, TX 76710
Founded in 1953, GENCO Federal Credit Union is a federally chartered financial cooperative as well as a full-service financial institution. Based in Waco, Texas, it specializes in offering financial solutions, including mortgage loans and the facilities of master card. The union provides low, simple interest rate loans to its members without any prepayment penalties or hidden costs. It offers an array of loans, including auto loans, recreational loans, deposit-secured loans as well as credit counseling.

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Reviews

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3.010 reviews
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Griff G.
6/17/2025

After my last review I dropped by the local office and discovered that it's not actually a withdrawal it's a $5 reserve charge each month that prevents you from withdrawing the mandatory $5 member...

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Cass A.
1/12/2023

I have been loyal to this bank for many years. My family members have all wanted to leave at 1 time or another and I talked him in to staying. In recent years I have had nothing but problems with...

Tyler W.
9/26/2023

worse customer service ever. doesn't not help the people only cares about stealing money through obsessive overdraft charges.

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Aimee Z.
7/9/2008

GenCo Federal Credit Union was chartered in 1953 and was originally created to meet the financial needs of the employes of General Tire and Rubber Company. My grandfather, who worked at GT for 38...

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Tracy S.
1/24/2018

I left Educators because of their ridiculous debit card. Since joining Genco I have had ZERO issues accessing my money using the debit card. I also was able to finances my new vehicle with a super...

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