Edward Jones - Financial Advisor: Binh To, CEPA®

Pivot Point Advisors was formed in 2004 by Marc Schindler, a seasoned specialist in financial planning and Martin Gremm, a tested portfolio manager, to offer objective and rational investment management to individuals and institutions. Individuals, institutions, and professional investors too often rely on their intuition to make investment decisions. While a select few are very successful with this approach, in most cases those who adhere to a more disciplined approach achieve better long-term investment performance. Based on this observation, Pivot Point Advisors emphasizes rational, data-driven decision-making in all investment portfolios. This ensures that investment decisions are based on measurable facts rather than the latest news story, investor mood, or other typically fleeting influences. We take the same approach in our financial planning practice. Historically, investment performance has been more bumpy than most mathematical models predict. A good estimate of the size of these bumps is especially important for assessing whether a client has saved enough to retire. Most commercial financial planning tools do not fully take these risks into account, so we developed our own that does. This helps us provide an objective assessment of client's finances. We do not recommend any commission-paying financial instruments such as insurance policies, annuities, and certain mutual funds. Commissions could skew our recommendations towards products with higher commission rates. To avoid this conflict of interest, our only compensation comes from the clients. We are a 'fee-only' practice.

Alpha Financial Network, located in Houston, TX, specializes in residential and commercial real estate services, including buying, selling, leasing, and property management. The company also offers mortgage solutions for both purchase and refinance needs. With a diverse portfolio of properties ranging from cozy homes to expansive estates, Alpha Financial Network caters to a variety of client needs. Their commitment to customer satisfaction is evident in their comprehensive approach to real estate and mortgage services. Generated from the website

Cypressbrook Company, located in Spring, TX, excels in management development, brokerage, and investment services, focusing on delivering exceptional service through speed, skill, and stewardship. Their experienced team emphasizes tenant retention and diligent expense management while operating each asset with an ownership mentality for uncompromising management quality. The company's development program actively seeks multifamily and commercial opportunities, offering a range of services from due diligence to project closeout. With significant brokerage experience, Cypressbrook has successfully negotiated numerous leases and purchases across various commercial property types, aiming to create value-added solutions for their investors. Generated from the website