Merrill Lynch Wealth Management

Edward Jones provides personalized investment services designed to fit the individual needs and goals of our clients. Our services include retirement planning, education savings, and tax-efficient investment strategies. We work to ensure that every client receives tailored advice through face-to-face consultations. Our team is committed to helping you along your financial journey so you can feel confident and secure in your financial future. For information about how Edward Jones uses and protects your data, visit our Privacy and Security page: https://www.edwardjones.com/us-en/privacy

John Beraud joined First Command Financial Services as a Financial Advisor in January 2024, following a 26-year career in the United States Marine Corps, where he attained the rank of Major. John understands the challenges and opportunities associated with life in the military and is committed to helping service members and their families get their financial lives squared away. A graduate of Walden University with a Doctorate in Public Policy, John holds Series 6, 63 and 65 securities licenses plus life and health insurance licenses in North Carolina. John is committed to coaching clients to pursue their financial goals and lifetime dreams by bringing sound financial knowledge and trustworthy advice to a lasting relationship with each individual and family he serves. In his free time, John enjoys golf, carpentry and spending time with family. First Command Financial Services was founded in 1958 by a retired Air Force officer for the specific purpose of improving the financial well-being of military professionals and their families. Today, more than 500 First Command Financial Advisors across the country and abroad, many of whom also served, are committed to the company’s Mission of “Coaching those who serve in their pursuit of financial security.”

Richie Xu joined First Command Financial Services as a Financial Advisor in July 2024, following a 27-year career in the United States Marine Corps, where he attained the rank of Major. Richie understands the challenges and opportunities associated with life in the military and is committed to helping service members and their families get their financial lives squared away. Richie is actively pursuing a bachelor's degree in maintenance management from Southern Illinois University Carbondale. He holds Series 6, 63, and 65 securities licenses, as well as life and health insurance licenses in California and North Carolina. Richie serves as a personal financial coach to clients, continually reinforcing positive financial behaviors. He is committed to coaching clients to pursue their financial goals and lifetime dreams by bringing sound financial knowledge and trustworthy advice to a lasting relationship with each individual and family he serves. In his free time, Richie enjoys spending time with family, traveling, and working on cars. First Command Financial Services was founded in 1958 by a retired Air Force officer for the specific purpose of improving the financial well-being of military professionals and their families. Today, more than 500 First Command Financial Advisors across the country and abroad, many of whom also served, are committed to the company’s Mission of "Coaching those who serve in their pursuit of financial security."