Mike Conboy-Chase Home Lending Advisor-NMLS ID 151160

Clarence proudly serves clients in the Scarsdale, NY area. Clarence has 20 years of experience as a Senior Home Lending Advisor and specializes in pre-qualification, lending to self-employed clients, low-to-moderate income lending programs, condo and co-op lending, first-time homebuyer programs, and conforming loans and jumbo mortgages. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, Clarence is here to help you find the right mortgage to fit your needs. Starting with a review of your finances, Clarence can help you get a clear picture of what might work best for you. Clarence will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, Clarence wants to ensure that you have a positive home lending experience.

Our team of mortgage experts at Citizens is committed to helping customers find the home loan solution that’s right for them. Citizens is one of the nation’s oldest and largest financial institutions, with a nearly 200-year history of serving customers and communities. Whatever your mortgage needs—buying a home, building a home, or refinancing an existing mortgage—we’ll provide answers and insights to guide you through the process, from application to closing.