Justin Owens

Citizens Securities Inc. and Clarfeld Financial Advisors LLC are financial services firms affiliated with Citizens Bank N.A., offering a variety of investment products and advisory services. Both companies emphasize the importance of individualized financial strategies tailored to each client's goals, time horizon, and risk tolerance.

As members of FINRA and SIPC, they provide a range of services, including securities brokerage, investment advisory, and insurance products, all subject to investment risks. Clients are advised that investments may lose value, and no product is FDIC insured or guaranteed by the bank.

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