Wayne Balle at Rate (NMLS #112309)

We are dedicated to answering any of your mortgage questions and will guide our clients through the home loan process to ensure an efficient and personalized loan experience.

CMD is a nationwide commercial real estate financing firm in New Jersey and New York that sets the highest standards in the industry and make our client’s needs our top priority! We offer wholesale first mortgage commercial loans as a direct lender. We also have the flexibility to tailor the right loan product for the borrower, as a correspondent or agent, through our investor network. We target hard-to-finance transactions. Loans which are unable to be secured from conventional lenders due to challenges with the real estate, the borrower, timing or structure of the transaction itself. Our experienced team is familiar with the loan process from start-to-finish and specializes in the following loan programs: Commercial Loans Rehab Loans SBA Loans Hard Money Loans Foreign National Loans We provide financing for apartments, mixed use, office, retail, industrial, self storage, hospitality and special purpose for investors and owner users. We offer conventional long term full recourse financing on a wide range of stabilized income producing commercial properties beginning at $100,000. We are dedicated to make your experience with us as a client as comfortable and convenient as possible and we our contstanly looking for ways to improve upon our outstanding customer service!

As a homebuyer, you’re looking for a Mortgage Loan Officer you can trust, one who’ll be honest with you and help you every step along the way. I have experience making the borrowing process as uncomplicated and convenient as possible for my clients, and I’m backed by PNC and recognized by NerdWallet as one of the Best Mortgage Lenders of August 2023. My goal isn’t simply to get you a mortgage, I’ll work hard to find a home financing solution that helps you buy a home responsibly. Let’s work together to get or keep you in the right home with the right mortgage.