NH Hefa

NH Hefa is a financial institution based in Concord, NH, offering a range of loan programs to qualified institutions for various purposes such as purchasing capital equipment, acquiring real estate, refinancing debt, and more. Their Direct Loan Program provides loans under $200,000 at a below-market rate, while the Direct Loan PLUS Program offers loans up to $300,000 with more stringent credit qualifications.

With a loan term of 5 years for Direct Loans and options of 3, 5, 7, or 10 years for Direct Loan PLUS loans, NH Hefa caters to eligible institutions that meet the borrowing criteria under RSA 195-D or 195-E. The institution charges no fees and requires a security interest in personal property, resembling characteristics of a bank loan.

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