Tom Smith - Mortgages and B.S.

Rate is one of the largest retail mortgage lenders in the United States. Founded in 2000 and licensed in all 50 states and Washington, D.C., we are committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact one of our trusted loan officers today for more information!

Credilife helps people take control of their finances through proven credit repair strategies, smart DIY solutions, and personalized debt relief options. Whether you're working to rebuild your credit, reduce debt, or just want a better understanding of your financial picture, Credilife offers tools and guidance that fit your needs. From hands-on support to powerful self-service tools like our AI-powered Dispute Wizard, we're here to make the credit repair process easier and more effective. Thousands have trusted Credilife to help improve their credit and find real solutions to financial stress - now its your turn. A Minnesota Company since 2015.