21st Century Bank

In 1917 the Farmers State Bank of Cedar began operating in the town of Cedar, Minn. By 1980 the bank had grown to more than $10 million in assets. By 1996, the bank grew to nearly $70 million in assets and more than $40 million in total loans. Its focus was primarily commercial business with heavy emphasis on real estate as collateral. In 2004, the bank changed its name to the 21st Century Bank. Personal banking options include telephone banking, checking accounts, savings accounts, personal loans, and cash and check cards. Business banking options include cash management, telephone banking, checking accounts, savings accounts and business loans. The 21st Century Bank has location in Blaine, Ham Lake, Loretto, Rogers and St. Francis, Minn.