United Community Bancshares, Inc

Discover Financial Services is one of the fastest growing card lines and is accepted by more than four million merchant partners and cash access locations throughout the United States. More than a credit card company, Discover Financial Services is part of the credit services business unit of Morgan Stanley, one of the world s pre-eminent financial services firms. Discover Financial is also a major presence on the Internet. Its highly successful Web site www.discovercard.com - has more than seven million registered account holders, and was recognized as one of the top 50 business sites on the World Wide Web by CIO Magazine. In addition to its Riverwoods, Ill., headquarters, Discover Financial Services maintains operation centers in the United States and the United Kingdom.

Bank of Highland Park Financial is an independent community bank that provides a variety of financial products and services to customers. It offers a wide range of services, such as cash management, investment planning and overdraft protection services. The bank also provides 24-hour telebanking services to customers. It offers various deposit options to customers that include savings, money market and checking accounts and certificates of deposit. In addition, the bank provides online services to customers that include access to account information, bill payments and 24-hour online banking services. The bank is located in Highland Park, Ill.