GMAC MORTGAGE

Finance Factors is a financial institution based in Kailua, Hawaii, offering a variety of loan programs including mortgages, home equity lines of credit, and commercial loans. They provide deposit products such as savings accounts, certificates of deposit, and retirement accounts, tailored to meet the financial needs of their clients. The company emphasizes convenience and accessibility, featuring online services that allow customers to manage their accounts 24/7. With competitive mortgage rates and personalized financial solutions, Finance Factors aims to help clients achieve their home ownership and savings goals. Generated from the website

Hawaii National Bank, based in Kailua, has been providing highly personalized financial services for over 50 years, catering to loyal customers and locally owned businesses. With a focus on helping clients achieve their financial dreams, Hawaii National Bank prides itself on its longstanding commitment to exceptional service and support. Generated from their website's infomation

Aloha ! I’m Spencer, a passionate ocean enthusiast and former military professional with over 12 years of honorable active-duty service. As your Mortgage Broker, with access to a diverse network of lenders and financial institutions, I will tailor a mortgage to fit your needs. Whether you’re considering VA, Conventional, FHA, USDA or any other unique situation. I am committed to securing the most competitive rate possible. Allow me to guide you through a seamless and stress-free mortgage journey, not only meeting your needs but earning your business. -Spencer