Horace Mann Insurance

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445 Bradford St NW
Gainesville, GA 30501

Horace Mann Insurance, based in Gainesville, GA, specializes in providing a range of insurance solutions including auto, homeowners, renters, and life insurance, as well as supplemental and liability coverages tailored specifically for educators. The company is dedicated to supporting educators and public sector workers with financial wellness programs, student loan solutions, and retirement planning services.

With a strong focus on customer satisfaction and financial stability, Horace Mann holds a solid reputation among independent rating agencies for its ability to meet claims and financial obligations. Through various initiatives, including funding resources for classrooms and educational workshops, the company reinforces its commitment to enhancing the success of educators both in and out of the classroom.

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Benefit Support

BENEFIT SUPPORT, INC ( BSI ) is a Georgia Corporation, with our headquarters in Gainesville. We function as a Third Party Administrator ( TPA ) for employers maintaining benefit plans for their employees. BSI's focus has always been the professional and efficient administration of employer sponsored benefit plans. Our fully insured clientele begins at 2 employees and the self-funded groups begin with 25 employees.Founded originally in 1985 in Atlanta, BSI was re-located to Gainesville in 1988. Our client base, many of whom have been clients from the inception of the company, is comprised of single employer groups including manufacturing organizations, professional service employers, educational institutions, and several municipal employers. BSI was one of the first, and is still one of a very few, TPAs to apply for and receive a TPA license from the Georgia Insurance Commissioner. For the protection of our clients, we carry an Errors and Omissions Policy which was designed especially for TPAs. Additionally, BSI maintains membership in several professional organizations including the Society of Professional Benefit Administrators, the Self Insurance Institute of America, the National Association of Insurance and Financial Advisors, and the National Association of Health Underwriters.In addition to the administration of medical and dental claims, we provide COBRA administration, and a limited Cafeteria ( Section 125 ) administration, along with consulting services.All medical and dental claims are adjudicated and checks printed from our headquarters in Gainesville. We negotiate a production schedule with each client and claims turnaround time is based on that schedule. For example, if the client desires weekly processing ( our preferred scheduling ) all claims are adjudicated and checks mailed on that basis. The administration and claims systems are fully computerized with both eligibility and claims history being maintained on-line.We are actively involved in cost containment and work closely with our Utilization Review/Large Case Management and Hospital/Audit vendors as well as our Preferred Provider partners to obtain the most effective services and pricing for our clients. Our online Reasonable & Customary Guidelines and Allowances are provided by MDR and updated semi-annually. BSI utilizes the Trilogy Consulting Group Claims Administration Handbook. We provide a detailed monthly list billing comprising all elements of the employer's plan, as well as, a series of management reports detailing all aspects of plan performance and funding.
United StatesGeorgiaGainesvilleHorace Mann Insurance

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