Jim Gaffney - Amerifirst Home Mortgage

We are dedicated to answering any of your mortgage questions and will guide our clients through the home loan process to ensure an efficient and personalized loan experience.

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Valrico, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #173516 | Branch NMLS #2072917

HistoryServing the Tampa Bay community for over 10 years by promptly and professionally meeting the mortgage needs of borrowers and business partners.SpecialtiesConv * FHA * USDA * VA * 203K * Reverse * FHA to 580 True Streamlines * Broker Outlets * HELOCS and PiggyBacks Jumbo * Super Jumbo * REO HUD $100 Down Program FNMA Reno * My Community * Home Path * Home Style * IRRRL's Down Payment Assistance Loans * Up to 10 Financed Props Asset Dissipation/Limited Doc Loans * High Net Worth Loans State Bond * FHA Back End Ratios up to 57%