Smarter Coverage

Whether you're looking for homeowners insurance, auto insurance, renters insurance, or another kind, I'm here to help you understand the insurance coverage you may want. Serving the Yreka, CA area since 1992, I can help you understand your coverage options so you can protect what matters most to you. Stop by in person, reach out online or call to get a free quote today. CA Lic. #0748961

Current owner, Jim Kutzer, purchased the agency from his Dad in 1989. Jim was born and raised in Yreka and has been serving the residents of Siskiyou County for the past 25 years. The business offers health, life, and employee benefits, personal and commercial lines of insurance. As an independent agency, Jim and his staff can provide comparative quotes and local personal service to customers through a variety of insurance companies.

For more than 65 years we've served individuals and businesses and we've done this by meeting our clients' needs for the right prices. We're hands-on and we're proactive, and this ensures that we know clients' needs well and that our clients always pay only what they must for the best possible protection. Products and Services We can insure almost anyone, and we have a variety of insurance options that make this possible. From home and auto to life and health, we have what people need. We also have a business program, and this program keeps businesses both large and small fully secure. Our policy options for specific industries do the same, and these options contain coverages that are unique to different lines of work. Our farm program is something through which we provide a lot of insurance to many farmers and agribusiness owners. Through the program we give every one of our farmer-clients the opportunities that he or she needs to stay protected and to run operations smoothly.