James B.
3/1/2022
Andy is an incredible lender! I've worked with other lenders over the years, and Andy is truly a cut above the rest. My wife and I worked with him on a home refi and a new mortgage. He and his...
Ladera Lending - Andy Espineira
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555 Corporate Dr
Ladera Ranch, CA 92694
I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help. I treat every transaction as if it where my own. I personally try and act as your financial planner and help educate you and your family to assist in making the right decisions for you. No two situations are alike and everyone has different needs. I will help prepare you with all the right information to make the most informed decisions you can.
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Reviews
5.013 reviews
April A.
12/29/2020
We have used Andy twice to refinance and I highly recommend his services. He and his team are straightforward and responsive despite the time difference between us. I would not hesitate to use...
Don C.
2/26/2022
Andy is the best lender i have ever had the pleasure of working with!! His experience and knowledge makes the entire process easy to understand and stress-free. He alway looks at each possible...
John B.
3/31/2021
This is my second time getting a loan with Andy. The personal touch and open communication is one of Andy's strongest traits. And its definitely the most important in making me feel confident...
MARIA V.
9/28/2021
Andy Espineira, is the only lender I can trust. I have recommended my parents and my brother-in-law to refinance their homes. Andy always takes his time to follow up with us yearly. He is...
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