Julie Malta - Guarantee Mortgage

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232 Townsend St Ste 1275
San Francisco, CA 94107

Julie Malta - Guarantee Mortgage in San Francisco, CA, specializes in providing tailored loan programs for residential 1-4 unit properties. Julie's expertise lies in structuring loan programs that match her clients' financial profiles, whether simple or complex, including jumbo, conventional loans, FHA, VA, and first-time home buyer programs.

What sets Julie apart is her commitment to fully preparing and underwriting loan packages before making offers on properties, ensuring clients know exactly what they can afford. With a focus on swift closings, clients can benefit from aggressive closing timeframes as short as 15 days, making their offers competitive in communities with limited inventory or facing multiple offers.

Julie's dedication to guiding clients through the lending process sets her apart. Clients appreciate the time she takes to explain requirements, making the process smooth, easy, and stress-free. Serving the San Francisco Bay Area and all of California, Julie Malta - Guarantee Mortgage offers a personalized approach to help clients achieve their homeownership goals.

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5.084 reviews
Photo of Oh O.
Oh O.
12/28/2025

Guarantee Mortgage has been around for many years. They have a basic easy to comprehend website. It lets you know in northern california their offices are spread out and discusses the type of...

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Kevin R.
7/20/2024

Julie is amazing. When buying our first home together, we initially planned to use our bank, but our realtor recommended her. After speaking with both Julie and our bank at length, it was apparent...

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Cynthia H.
5/11/2023

I called Julie to seek a second opinion on a mortgage question. She was highly responsive and immediately leapt into action to clarify my question and reach out to her contacts to get the...

Mark R.
6/13/2024

Recently, I was involved in representing a client in a situation where a difficult loan needed to make it through underwriting. Julie helped this family in getting a loan. Despite obstacles along...

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Mia M.
1/22/2021

This latest refinance was the third time I have refinanced with Julie ! She moves quickly and efficiently makes the process smooth and seamless . She will let you know on the first call if a...

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