Grant Horwitz - NMLS #2005545

E Mortgage Capital is a family-owned and operated business. The principal owners are childhood friends that have a combined 40 years of extensive experience in the mortgage industry. Each brings their unique talents and strengths to the company. This approach allows them to focus their attention on different aspects of the business to better serve their team members. NMLS License Search/Lookup: https://www.nmlsconsumeraccess.org For State specific requirements please visit: https://www.emortgagecapital.com/licensing

About Daryl Koster Daryl Koster has been a licensed residential loan officer for over 15 years and he always looks forward to serving his clients. Daryl is a Senior Mortgage Officer and Branch Manager of E Mortgage Capital, Inc in Orange County California. Daryl Koster has been very happily married to his spouse Amy for more than 29 years. They reside in North Orange County California and have owned their home for over 27 years. They have raised two independent, successful and civic-minded young adults. Their son Alexander graduated with a Bachelor of Science degree in Electrical Engineering from the University of California, Irvine. Alex presently works at Bloomberg in New York City. https://www.nmlsconsumeraccess.

About Jonathan Stevens As a customer-focused professional, I am dedicated to providing solutions customized to each client’s financial circumstances. With over 16 years of mortgage experience, I apply an engaging service model that empowers people to be in control of their finances and achieve their goals. I help clients improve their credit score, build savings, and maximize the benefits of a mortgage or purchase loan. I understand the impact that a mortgage has on people’s lives, and I take it as a privilege to help my clients accomplish their homeownership dreams. To achieve this major milestone, you need an advisor who is well-aligned with your needs and goals. https://www.nmlsconsumeraccess.org/ https://nmlsconsumeraccess.