Cynthia C.
9/2/2025
Andrew at the River Street branch is amazing! After my husband's recent passing, I needed to close his account and obtain his Roth IRA...from long distance! Andrew is a very compassionate and...
Bay Federal Credit Union
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420 River St
Santa Cruz, CA 95060
Bay Federal Credit Union, based in Santa Cruz, CA, is dedicated to providing a range of financial services tailored to meet the diverse needs of its members. The credit union offers competitive rates on loans, checking and savings accounts, and innovative investment options, all designed to facilitate financial wellness and success.
In addition to its robust banking services, Bay Federal actively engages with the local community through sponsorships, donations, and volunteer efforts. With plans for expansion, including a new branch in Marina, the credit union continues to enhance its presence and support within the regions it serves.
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Reviews
4.0117 reviewsdavid a.
12/8/2025
I've been a bay federal customer for many years. I've always been happy to support a local business. The people who work in the branch in Santa Cruz are very professional and have exceptional...
Bianca P.
5/10/2025
First I want to say how awesome andrew leon is! I set up a appointment for a loan not having the confidants about the out come or if the person I had to meet could explain the process to someone...
Rob A.
1/11/2024
Great Staff but WEAK Technology. I've had secondary accounts here for a very long time and been pleased with them over the years. Recently I moved my primary checking account to BayFed and...
Mary S.
11/7/2024
Juan Carlos Valtierra in the Scotts Valley office was recommended to me regarding getting a personal loan. He was thorough, had a terrific attitude and connvinced me Bay Federal would address my...
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