Murrietta Team at Homeowners Financial Group USA

Rick has been with Homeowners Financial Group for over 12 years specializing in residential finance. His expertise will help you to understand all the features associated with the loan program you choose and how it meets your unique financial situation.Nearly 100% of his business is by referral from satisfied clients, Realtors, and trusted advisors. Rick believes in giving back to the community and supports the CARE FUND. No parent should ever have to choose between paying their mortgage/rent or caring for their sick child.Rick is a graduate of Florida State University with an MBA in Finance. He has more than 30 years of mortgage lending experience and will guide you every step of the way through the home buying process and take the time to answer any questions you may have. Rick's goal is to get you the right loan that creates the most value for you and your family with less stress.

Kevin is a Licensed Mortgage Professional who offers over 20 years of career experience in the financial services industry. He has the absolute pleasure of working at Homeowners Financial Group (HFG), a Scottsdale-based, award winning mortgage company, offering home loans to residential buyers. Before entering the industry, Kevin served in the U.S. Army as an Infantryman and an All-Army Wrestler. He prides himself on the fact that nearly every loan he has commandeered has come as a referral from a previously satisfied customer. YOU are always my top priority and I am never done until you have every question answered and are at complete ease with the loan process.Outside of his career, Kevin is avidly involved with the Care Fund, co-founded by Homeowners Financial Group along with raising 3 sons (Cooper, Carter and Jackson) with the love of his life and better half, Nickie. This nonprofits mission is to help meet the needs of families who find themselves emotionally destroyed, financially harmed, alone and mentally incapable of dealing with what we believe is the most helpless situation imaginable when their child faces a fight for their life. In service of this cause, a portion of every closed loan is given to the organization.After years of being a proud member of Homes For Heroes, Kevin was inspired to start a program of his very own, Arizona Community Champions. The program helps active or former military, firefighters, police officers, teachers, nurses, doctors, and other local heroes enjoy multiple discounts on homebuying services. My hope in this is to lead a great example for my 3 young sons who I am optimistic will carry on the legacy of giving back to our community."We make a living by what we get, but we make a life by what we give.

Daphni Hagen has called Arizona Home since 1964. Daphni left Arizona in 1981 and went into the Air Force until 1985. She then continued on in Law Enforcement, until she and her Husband returned to Arizona in 2002.Daphni entered into the Mortgage industry in 2002. She has a special place in her heart for those who have Served in the Military and Served as First Responders. Daphni brings a wealth of knowledge, professionalism, experience and advice to her clients. Daphni is very experienced with VA loans, FHA loans and with the Arizona Bond Programs.