The PNC Financial Services Group

North Alabama Educators Credit Union (NAECU), established in 1955, serves the local educational community and has expanded its reach over the years to include branches in Athens and Madison, as well as access to over 5,000 additional branches through the CO-OP Shared Branching Network. With a membership base of over 11,000, NAECU emphasizes its commitment to serving its members' financial needs, operating under the philosophy of "Not for Profit, not for Charity, but for Service." The credit union offers a variety of financial products, including competitive loan rates and savings services, which are available to members who own a share of the institution. With a focus on community engagement and financial empowerment, NAECU also provides mortgage options such as FHA, VA, USDA, and Conventional loans that typically require little or no down payment. Generated from the website

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