The Exchange Network

The Exchange Network, operated by Ficanex Services Limited Partnership, provides Canadians with access to thousands of surcharge-free ATMs across the country and in the United States. Cardholders can easily locate participating ATMs and enjoy convenient banking services such as withdrawals, deposits, and PIN changes without incurring additional fees.

With the Exchange Network, users can also utilize their debit cards while traveling in the U.S. through the Allpoint Network or Accel Debit Payments Network, ensuring they have seamless access to their funds. The network is designed to enhance the banking experience for its members by eliminating ATM surcharge fees and offering a user-friendly mobile app for easy access to services.

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