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How are we different? Here is a list of reasons why we should be your first call: We are licensed by the Government of Canada – Licensed Insolvency Trustee – not to be confused with other consultants who may be licenced in law but not licensed to file formal proposals; We have a permanent offic...

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Hoyes Michalos Associates Inc., founded in 1999 by Licensed Insolvency Trustees Douglas Hoyes and Ted Michalos, has been dedicated to helping Ontario residents find personalized debt relief solutions. With a commitment to professional and respectful service, the company assists clients in overcoming financial challenges through options like consumer proposals and personal bankruptcy. Over the years, Hoyes Michalos has helped more than 200,000 individuals regain control of their finances, ensuring that clients meet with licensed professionals who provide expert advice tailored to their specific needs. The team's wide array of services includes debt consolidation for credit card debts, negotiation for tax debt relief, and support for resolving student loans and overdue bills. Generated from the website